ZIP Code 95123 -- San jose, CA

Santa Clara | 2024 American Community Survey Data

Key Insights

  • Households here earn 1.9x the national median income — placing this ZIP code in the top tier of American prosperity.
  • Home prices are 8.1x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
  • 21.14% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
  • Homes here cost 4.2x the national median — if the national median home were a Toyota Camry, homes here would be a luxury SUV.

Quick Overview

Population
69,677
Unknown
Median Income
$144,276
Home Value
$1,166,800
Median Rent
$2,976
Median Age
38.00
Diversity Index
78.60
Very High
Cost of Living
349.2
very high
Unemployment
4.4%

About ZIP Code 95123

ZIP code 95123 in San Jose, California is a unknown area with a population of 69,677. The median household income is $144,276, which is This is 92% above the national median of $75,000.. The median home value is $1,166,800, representing a price-to-income ratio of 8.1x . The cost of living is very high with an index of 349.2 (the national average is 100). Residents have a median age of 38.00 years. Approximately 45.8% of adults hold a bachelor's degree or higher. This ZIP code is located in Santa Clara, CA.

Population & Age

Total Population
69,677
Median Age
38.00
Male Population
34,142
49.0%
Female Population
35,535
51.0%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
78.60 Very High
White
35.2%
Black or African American
2.7%
Hispanic or Latino
29.4%
Asian
29.7%
Native American
1.1%
Pacific Islander
0.1%
Two or More Races
22.3%
Other Race
9.0%

Racial Composition

Income & Economy

Median Household Income
$144,276
Mean Household Income
$176,416
Per Capita Income
$63,071
Below Poverty Line
6.0%

This is 92% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$1,166,800
Median Rent
$2,976
Total Housing Units
25,037
Occupied Units
24,377
Vacant Units
660
2.6% vacancy
Median Year Built
1976
Owner Occupied
60.7%
Renter Occupied
39.3%
Price-to-Income Ratio 8.1x

Housing is expensive relative to income

Ownership vs Rental

Owner 60.7% Renter 39.3%

Education

High School Diploma or Higher 89.6%
Bachelor's Degree or Higher 45.8%
Graduate or Professional Degree 18.8%

Employment & Commuting

Civilian Labor Force
39,227
Employment Rate
95.6%
Unemployment Rate
4.4%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
66.0%
Carpool
9.8%
Public Transit
1.0%
Work from Home
21.1%

Cost of Living Index

349.2
very high

The cost of living in ZIP code 95123 is 249.2% above the national average of 100.

0 National Avg (100) 200

Compare 95123 with:

Compare 95123 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in San Jose

ZIP Code Population Median Income Home Value
95127 58,825 $128,786 $1,035,800
95112 57,373 $89,103 $974,300
95111 57,202 $101,435 $850,700
95125 54,419 $160,738 $1,694,300
95124 52,096 $185,926 $1,666,300
95122 50,775 $103,549 $872,900

Other ZIP Codes in Santa Clara

ZIP Code City Population Median Income
95035 Milpitas 78,810 $178,654
95020 Gilroy 67,181 $137,117
95051 Santa clara 62,054 $196,690
95014 Monte vista 60,932 $230,913
95127 San jose 58,825 $128,786
94087 Sunnyvale 57,767 $207,742

Frequently Asked Questions about ZIP Code 95123

ZIP code 95123 (San jose, CA) has a total population of 69,677 according to the 2024 American Community Survey. The median age is 38.00 years.

The median household income in ZIP code 95123 is $144,276 per year, based on 2024 Census Bureau data. This is 92% above the national median of $75,000.

ZIP code 95123 is primarily located in San jose, California (CA). It falls within Santa Clara County.

The median home value in ZIP code 95123 is $1,166,800, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $2,976.

The median age in ZIP code 95123 is 38.00 years, compared to the national median of 38.9 years. This makes the area younger than the national average.

ZIP code 95123 has a cost of living index of 349.23 (national average = 100). This means the cost of living is very high compared to the national average.

In ZIP code 95123, 45.81% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 18.77% hold a graduate or professional degree.

The unemployment rate in ZIP code 95123 is 4.43%, which is above the national average of 3.6%. About 21.14% of workers work from home.

Explore More

Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.