ZIP Code 95033 -- Zcta 95033, CA

Santa Cruz | 2024 American Community Survey Data

Key Insights

  • Households here earn 2.5x the national median income — placing this ZIP code in the top tier of American prosperity.
  • Home prices are 7.5x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
  • With 69.59% holding a bachelor's degree or higher, this is one of the most highly educated ZIP codes in the country (national average: 33.7%).
  • 28.54% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
  • Homes here cost 5.1x the national median — if the national median home were a Toyota Camry, homes here would be a luxury SUV.

Quick Overview

Population
9,600
Unknown
Median Income
$189,118
Home Value
$1,417,200
Median Rent
$3,501
Median Age
45.30
Diversity Index
51.50
Moderate
Cost of Living
420.4
very high
Unemployment
4.5%

About ZIP Code 95033

ZIP code 95033 in Zcta 95033, California is a unknown area with a population of 9,600. The median household income is $189,118, which is This is 152% above the national median of $75,000.. The median home value is $1,417,200, representing a price-to-income ratio of 7.5x . The cost of living is very high with an index of 420.4 (the national average is 100). Residents have a median age of 45.30 years. Approximately 69.6% of adults hold a bachelor's degree or higher. This ZIP code is located in Santa Cruz, CA.

Population & Age

Total Population
9,600
Median Age
45.30
Male Population
4,790
49.9%
Female Population
4,810
50.1%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
51.50 Moderate
White
76.3%
Black or African American
0.2%
Hispanic or Latino
13.2%
Asian
5.7%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
12.4%
Other Race
5.4%

Racial Composition

Income & Economy

Median Household Income
$189,118
Mean Household Income
$269,605
Per Capita Income
$104,535
Below Poverty Line
3.5%

This is 152% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$1,417,200
Median Rent
$3,501
Total Housing Units
4,164
Occupied Units
3,766
Vacant Units
398
9.6% vacancy
Median Year Built
1975
Owner Occupied
76.7%
Renter Occupied
23.3%
Price-to-Income Ratio 7.5x

Housing is expensive relative to income

Ownership vs Rental

Owner 76.7% Renter 23.3%

Education

High School Diploma or Higher 98.7%
Bachelor's Degree or Higher 69.6%
Graduate or Professional Degree 31.8%

Employment & Commuting

Civilian Labor Force
5,429
Employment Rate
95.5%
Unemployment Rate
4.5%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
60.2%
Carpool
8.0%
Public Transit
1.0%
Work from Home
28.5%

Cost of Living Index

420.4
very high

The cost of living in ZIP code 95033 is 320.4% above the national average of 100.

0 National Avg (100) 200

Compare 95033 with:

Compare 95033 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Santa Cruz

ZIP Code City Population Median Income
95076 La selva beach 82,806 $91,099
95060 Scotts valley 46,268 $108,591
95062 Santa cruz 35,607 $112,106
95003 Aptos 24,951 $148,412
95066 Scotts valley 15,135 $151,250
95073 Soquel 11,639 $118,169

Frequently Asked Questions about ZIP Code 95033

ZIP code 95033 (Zcta 95033, CA) has a total population of 9,600 according to the 2024 American Community Survey. The median age is 45.30 years.

The median household income in ZIP code 95033 is $189,118 per year, based on 2024 Census Bureau data. This is 152% above the national median of $75,000.

ZIP code 95033 is primarily located in Zcta 95033, California (CA). It falls within Santa Cruz County.

The median home value in ZIP code 95033 is $1,417,200, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $3,501.

The median age in ZIP code 95033 is 45.30 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 95033 has a cost of living index of 420.39 (national average = 100). This means the cost of living is very high compared to the national average.

In ZIP code 95033, 69.59% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 31.80% hold a graduate or professional degree.

The unemployment rate in ZIP code 95033 is 4.49%, which is above the national average of 3.6%. About 28.54% of workers work from home.

Explore More

Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.