ZIP Code 95065 -- Santa cruz, CA
Santa Cruz | 2024 American Community Survey Data
Key Insights
- Households here earn 2x the national median income — placing this ZIP code in the top tier of American prosperity.
- Home prices are 8x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
- 20.58% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
- Homes here cost 4.4x the national median — if the national median home were a Toyota Camry, homes here would be a luxury SUV.
Quick Overview
About ZIP Code 95065
ZIP code 95065 in Santa Cruz, California is a unknown area with a population of 7,997. The median household income is $153,222, which is This is 104% above the national median of $75,000.. The median home value is $1,228,500, representing a price-to-income ratio of 8x . The cost of living is very high with an index of 354.8 (the national average is 100). Residents have a median age of 43.60 years. Approximately 53.0% of adults hold a bachelor's degree or higher. This ZIP code is located in Santa Cruz, CA.
Population & Age
Age Distribution
Race & Ethnicity
Racial Composition
Income & Economy
This is 104% above the national median of $75,000.
Income Distribution
Housing
Housing is expensive relative to income
Ownership vs Rental
Education
Employment & Commuting
How People Get to Work
Cost of Living Index
The cost of living in ZIP code 95065 is 254.8% above the national average of 100.
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Other ZIP Codes in Santa Cruz
Other ZIP Codes in Santa Cruz
Frequently Asked Questions about ZIP Code 95065
ZIP code 95065 (Santa cruz, CA) has a total population of 7,997 according to the 2024 American Community Survey. The median age is 43.60 years.
The median household income in ZIP code 95065 is $153,222 per year, based on 2024 Census Bureau data. This is 104% above the national median of $75,000.
ZIP code 95065 is primarily located in Santa cruz, California (CA). It falls within Santa Cruz County.
The median home value in ZIP code 95065 is $1,228,500, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $2,746.
The median age in ZIP code 95065 is 43.60 years, compared to the national median of 38.9 years. This makes the area older than the national average.
ZIP code 95065 has a cost of living index of 354.78 (national average = 100). This means the cost of living is very high compared to the national average.
In ZIP code 95065, 53.00% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 23.66% hold a graduate or professional degree.
The unemployment rate in ZIP code 95065 is 5.89%, which is above the national average of 3.6%. About 20.58% of workers work from home.
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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.