ZIP Code 95041 -- Mount hermon, CA
Santa Cruz | 2024 American Community Survey Data
Key Insights
- Home prices are 9.6x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
- With 69.46% holding a bachelor's degree or higher, this is one of the most highly educated ZIP codes in the country (national average: 33.7%).
- 25.49% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
- Homes here cost 3.3x the national median — if the national median home were a Toyota Camry, homes here would be a luxury SUV.
Quick Overview
About ZIP Code 95041
ZIP code 95041 in Mount Hermon, California is a unknown area with a population of 623. The median household income is $96,898, which is This is 29% above the national median of $75,000.. The median home value is $929,900, representing a price-to-income ratio of 9.6x . The cost of living is very high with an index of 245.2 (the national average is 100). Residents have a median age of 33.70 years. Approximately 69.5% of adults hold a bachelor's degree or higher. This ZIP code is located in Santa Cruz, CA.
Population & Age
Age Distribution
Race & Ethnicity
Racial Composition
Income & Economy
This is 29% above the national median of $75,000.
Income Distribution
Housing
Housing is expensive relative to income
Ownership vs Rental
Education
Employment & Commuting
How People Get to Work
Cost of Living Index
The cost of living in ZIP code 95041 is 145.2% above the national average of 100.
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Other ZIP Codes in Santa Cruz
Frequently Asked Questions about ZIP Code 95041
ZIP code 95041 (Mount hermon, CA) has a total population of 623 according to the 2024 American Community Survey. The median age is 33.70 years.
The median household income in ZIP code 95041 is $96,898 per year, based on 2024 Census Bureau data. This is 29% above the national median of $75,000.
ZIP code 95041 is primarily located in Mount hermon, California (CA). It falls within Santa Cruz County.
The median home value in ZIP code 95041 is $929,900, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,378.
The median age in ZIP code 95041 is 33.70 years, compared to the national median of 38.9 years. This makes the area younger than the national average.
ZIP code 95041 has a cost of living index of 245.20 (national average = 100). This means the cost of living is very high compared to the national average.
In ZIP code 95041, 69.46% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 1.86% hold a graduate or professional degree.
The unemployment rate in ZIP code 95041 is 0.00%, which is below the national average of 3.6%. About 25.49% of workers work from home.
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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.