ZIP Code 46616 -- South bend, IN

St. Joseph | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 2.6x, housing here is relatively affordable compared to the recommended 3-5x benchmark.

Quick Overview

Population
5,979
Unknown
Median Income
$58,537
Home Value
$153,600
Median Rent
$1,084
Median Age
33.20
Diversity Index
68.40
High
Cost of Living
69.1
significantly below average
Unemployment
4.4%

About ZIP Code 46616

ZIP code 46616 in South Bend, Indiana is a unknown area with a population of 5,979. The median household income is $58,537, which is This is 22% below the national median of $75,000.. The median home value is $153,600, representing a price-to-income ratio of 2.6x . The cost of living is significantly below average with an index of 69.1 (the national average is 100). Residents have a median age of 33.20 years. Approximately 41.2% of adults hold a bachelor's degree or higher. This ZIP code is located in St. Joseph, IN.

Population & Age

Total Population
5,979
Median Age
33.20
Male Population
2,929
49.0%
Female Population
3,050
51.0%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
68.40 High
White
55.2%
Black or African American
23.7%
Hispanic or Latino
12.9%
Asian
5.4%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
14.6%
Other Race
1.0%

Racial Composition

Income & Economy

Median Household Income
$58,537
Mean Household Income
$72,669
Per Capita Income
$30,842
Below Poverty Line
12.4%

This is 22% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$153,600
Median Rent
$1,084
Total Housing Units
2,777
Occupied Units
2,501
Vacant Units
276
9.9% vacancy
Median Year Built
1942
Owner Occupied
57.4%
Renter Occupied
42.6%
Price-to-Income Ratio 2.6x

Affordable housing market

Ownership vs Rental

Owner 57.4% Renter 42.6%

Education

High School Diploma or Higher 90.8%
Bachelor's Degree or Higher 41.2%
Graduate or Professional Degree 28.2%

Employment & Commuting

Civilian Labor Force
3,130
Employment Rate
95.7%
Unemployment Rate
4.4%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
65.7%
Carpool
14.0%
Public Transit
4.1%
Work from Home
8.2%

Cost of Living Index

69.1
significantly below average

The cost of living in ZIP code 46616 is 31.0% below the national average of 100.

0 National Avg (100) 200

Compare 46616 with:

Compare 46616 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in South Bend

ZIP Code Population Median Income Home Value
46614 29,602 $74,153 $187,500
46628 27,685 $61,759 $182,200
46619 21,729 $48,081 $105,400
46637 16,200 $71,462 $207,100
46615 14,190 $62,964 $139,600
46613 12,279 $42,537 $82,800

Other ZIP Codes in St. Joseph

ZIP Code City Population Median Income
46530 Granger 31,598 $122,129
46544 Mishawaka 31,077 $58,829
46614 South bend 29,602 $74,153
46628 South bend 27,685 $61,759
46545 Mishawaka 26,606 $56,865
46619 South bend 21,729 $48,081

Frequently Asked Questions about ZIP Code 46616

ZIP code 46616 (South bend, IN) has a total population of 5,979 according to the 2024 American Community Survey. The median age is 33.20 years.

The median household income in ZIP code 46616 is $58,537 per year, based on 2024 Census Bureau data. This is 22% below the national median of $75,000.

ZIP code 46616 is primarily located in South bend, Indiana (IN). It falls within St. Joseph County.

The median home value in ZIP code 46616 is $153,600, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,084.

The median age in ZIP code 46616 is 33.20 years, compared to the national median of 38.9 years. This makes the area younger than the national average.

ZIP code 46616 has a cost of living index of 69.05 (national average = 100). This means the cost of living is significantly below average compared to the national average.

In ZIP code 46616, 41.15% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 28.17% hold a graduate or professional degree.

The unemployment rate in ZIP code 46616 is 4.35%, which is above the national average of 3.6%. About 8.22% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.