ZIP Code 46543 -- Millersburg, IN

Elkhart | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 2.6x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
  • With a median age of 19.80, this is a very young community — likely home to a university campus or young professional hub.
  • 86.04% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
4,741
Unknown
Median Income
$104,896
Home Value
$273,400
Median Rent
$1,090
Median Age
19.80
Diversity Index
19.60
Very Low
Cost of Living
94.9
below average
Unemployment
1.5%

About ZIP Code 46543

ZIP code 46543 in Millersburg, Indiana is a unknown area with a population of 4,741. The median household income is $104,896, which is This is 40% above the national median of $75,000.. The median home value is $273,400, representing a price-to-income ratio of 2.6x . The cost of living is below average with an index of 94.9 (the national average is 100). Residents have a median age of 19.80 years. Approximately 6.7% of adults hold a bachelor's degree or higher. This ZIP code is located in Elkhart, IN.

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Population & Age

Total Population
4,741
Median Age
19.80
Male Population
2,516
53.1%
Female Population
2,225
46.9%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
19.60 Very Low
White
94.2%
Black or African American
0.3%
Hispanic or Latino
5.3%
Asian
0.5%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
4.6%
Other Race
0.5%

Racial Composition

Income & Economy

Median Household Income
$104,896
Mean Household Income
$126,539
Per Capita Income
$29,254
Below Poverty Line
5.5%

This is 40% above the national median of $75,000.

Income Distribution

See richest ZIP codes in Indiana →

Housing

Median Home Value
$273,400
Median Rent
$1,090
Total Housing Units
1,059
Occupied Units
1,053
Vacant Units
6
0.6% vacancy
Median Year Built
1998
Owner Occupied
86.0%
Renter Occupied
14.0%
Price-to-Income Ratio 2.6x

Affordable housing market

Ownership vs Rental

Owner 86.0% Renter 14.0%

Education

High School Diploma or Higher 47.3%
Bachelor's Degree or Higher 6.7%
Graduate or Professional Degree 3.1%
See most educated ZIP codes →

Employment & Commuting

Civilian Labor Force
1,861
Employment Rate
98.6%
Unemployment Rate
1.5%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
39.9%
Carpool
34.4%
Public Transit
0.3%
Work from Home
2.4%

Cost of Living Index

94.9
below average

The cost of living in ZIP code 46543 is 5.1% below the national average of 100.

0 National Avg (100) 200

Compare 46543 with:

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47725
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47989
Waveland, IN
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47991
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Compare 46543 with Another ZIP Code

Nearby ZIP Codes

46553
New paris, IN
6.6 mi
Pop: 3,828 Income: $89,417
46526
Foraker, IN
8.4 mi
Pop: 33,668 Income: $67,461
46528
Zcta 46528, IN
9.2 mi
Pop: 26,248 Income: $81,529
46571
Topeka, IN
9.5 mi
Pop: 6,315 Income: $85,500
46573
Wakarusa, IN
9.6 mi
Pop: 3,936 Income: $85,750
46540
Middlebury, IN
10.1 mi
Pop: 12,993 Income: $96,615
46516
Elkhart, IN
11.4 mi
Pop: 31,871 Income: $56,492
46732
Cromwell, IN
12.1 mi
Pop: 2,231 Income: $58,906
46565
Shipshewana, IN
12.5 mi
Pop: 9,014 Income: $96,199
46555
North webster, IN
13.7 mi
Pop: 2,517 Income: $70,399
46550
Nappanee, IN
13.8 mi
Pop: 12,843 Income: $84,084
46507
Bristol, IN
13.8 mi
Pop: 9,991 Income: $82,683

Other ZIP Codes in Elkhart

ZIP Code City Population Median Income
46514 Elkhart 42,389 $65,833
46526 Foraker 33,668 $67,461
46516 Elkhart 31,871 $56,492
46528 Zcta 46528 26,248 $81,529
46517 Elkhart 25,433 $56,772
46540 Middlebury 12,993 $96,615

Frequently Asked Questions about ZIP Code 46543

ZIP code 46543 (Millersburg, IN) has a total population of 4,741 according to the 2024 American Community Survey. The median age is 19.80 years.

The median household income in ZIP code 46543 is $104,896 per year, based on 2024 Census Bureau data. This is 40% above the national median of $75,000.

ZIP code 46543 is primarily located in Millersburg, Indiana (IN). It falls within Elkhart County.

The median home value in ZIP code 46543 is $273,400, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,090.

The median age in ZIP code 46543 is 19.80 years, compared to the national median of 38.9 years. This makes the area younger than the national average.

ZIP code 46543 has a cost of living index of 94.92 (national average = 100). This means the cost of living is below average compared to the national average.

In ZIP code 46543, 6.72% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 3.11% hold a graduate or professional degree.

The unemployment rate in ZIP code 46543 is 1.45%, which is below the national average of 3.6%. About 2.44% of workers work from home.

Explore More

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.