ZIP Code 32656 -- Keystone heights, FL

Clay | 2024 American Community Survey Data

Key Insights

  • 83.35% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
15,836
Unknown
Median Income
$74,213
Home Value
$231,200
Median Rent
$1,089
Median Age
42.60
Diversity Index
38.90
Low
Cost of Living
85.8
below average
Unemployment
3.8%

About ZIP Code 32656

ZIP code 32656 in Keystone Heights, Florida is a unknown area with a population of 15,836. The median household income is $74,213, which is This is 1% below the national median of $75,000.. The median home value is $231,200, representing a price-to-income ratio of 3.1x . The cost of living is below average with an index of 85.8 (the national average is 100). Residents have a median age of 42.60 years. Approximately 22.4% of adults hold a bachelor's degree or higher. This ZIP code is located in Clay, FL.

Population & Age

Total Population
15,836
Median Age
42.60
Male Population
7,998
50.5%
Female Population
7,838
49.5%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
38.90 Low
White
81.1%
Black or African American
4.0%
Hispanic or Latino
5.2%
Asian
0.8%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
12.1%
Other Race
2.1%

Racial Composition

Income & Economy

Median Household Income
$74,213
Mean Household Income
$89,361
Per Capita Income
$33,696
Below Poverty Line
14.9%

This is 1% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$231,200
Median Rent
$1,089
Total Housing Units
6,766
Occupied Units
5,910
Vacant Units
856
12.7% vacancy
Median Year Built
1985
Owner Occupied
83.4%
Renter Occupied
16.7%
Price-to-Income Ratio 3.1x

Moderately affordable

Ownership vs Rental

Owner 83.4% Renter 16.7%

Education

High School Diploma or Higher 89.9%
Bachelor's Degree or Higher 22.4%
Graduate or Professional Degree 9.2%

Employment & Commuting

Civilian Labor Force
6,610
Employment Rate
96.2%
Unemployment Rate
3.8%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
76.2%
Carpool
14.4%
Public Transit
0.0%
Work from Home
7.6%

Cost of Living Index

85.8
below average

The cost of living in ZIP code 32656 is 14.2% below the national average of 100.

0 National Avg (100) 200

Compare 32656 with:

Compare 32656 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Clay

ZIP Code City Population Median Income
32068 Middleburg 58,983 $84,431
32073 Orange park 43,561 $76,455
32065 Orange park 41,578 $97,455
32043 Green cove sprin 34,562 $84,145
32079 Penney farms 419 $41,094

Frequently Asked Questions about ZIP Code 32656

ZIP code 32656 (Keystone heights, FL) has a total population of 15,836 according to the 2024 American Community Survey. The median age is 42.60 years.

The median household income in ZIP code 32656 is $74,213 per year, based on 2024 Census Bureau data. This is 1% below the national median of $75,000.

ZIP code 32656 is primarily located in Keystone heights, Florida (FL). It falls within Clay County.

The median home value in ZIP code 32656 is $231,200, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,089.

The median age in ZIP code 32656 is 42.60 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 32656 has a cost of living index of 85.84 (national average = 100). This means the cost of living is below average compared to the national average.

In ZIP code 32656, 22.38% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 9.24% hold a graduate or professional degree.

The unemployment rate in ZIP code 32656 is 3.78%, which is above the national average of 3.6%. About 7.58% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.