ZIP Code 21545 -- Mount savage, MD

Allegany | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 2.2x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
  • 80.39% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
1,694
Unknown
Median Income
$60,264
Home Value
$130,700
Median Rent
$905
Median Age
43.10
Diversity Index
23.00
Low
Cost of Living
58.2
significantly below average
Unemployment
7.0%

About ZIP Code 21545

ZIP code 21545 in Mount Savage, Maryland is a unknown area with a population of 1,694. The median household income is $60,264, which is This is 20% below the national median of $75,000.. The median home value is $130,700, representing a price-to-income ratio of 2.2x . The cost of living is significantly below average with an index of 58.2 (the national average is 100). Residents have a median age of 43.10 years. Approximately 17.9% of adults hold a bachelor's degree or higher. This ZIP code is located in Allegany, MD.

Population & Age

Total Population
1,694
Median Age
43.10
Male Population
763
45.0%
Female Population
931
55.0%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
23.00 Low
White
87.3%
Black or African American
0.2%
Hispanic or Latino
0.2%
Asian
0.0%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
2.0%
Other Race
10.5%

Racial Composition

Income & Economy

Median Household Income
$60,264
Mean Household Income
$75,008
Per Capita Income
$31,921
Below Poverty Line
15.1%

This is 20% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$130,700
Median Rent
$905
Total Housing Units
810
Occupied Units
709
Vacant Units
101
12.5% vacancy
Median Year Built
1947
Owner Occupied
80.4%
Renter Occupied
19.6%
Price-to-Income Ratio 2.2x

Affordable housing market

Ownership vs Rental

Owner 80.4% Renter 19.6%

Education

High School Diploma or Higher 95.7%
Bachelor's Degree or Higher 17.9%
Graduate or Professional Degree 10.0%

Employment & Commuting

Civilian Labor Force
883
Employment Rate
93.0%
Unemployment Rate
7.0%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
81.0%
Carpool
11.1%
Public Transit
0.0%
Work from Home
5.5%

Cost of Living Index

58.2
significantly below average

The cost of living in ZIP code 21545 is 41.8% below the national average of 100.

0 National Avg (100) 200

Compare 21545 with:

Compare 21545 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Allegany

ZIP Code City Population Median Income
21502 Cresaptown 41,015 $60,725
21532 Frostburg 13,647 $63,690
21562 Mccoole 3,032 $47,500
21539 Lonaconing 1,975 $57,708
21557 Rawlings 1,481 $34,936
21555 Oldtown 1,470 $53,266

Frequently Asked Questions about ZIP Code 21545

ZIP code 21545 (Mount savage, MD) has a total population of 1,694 according to the 2024 American Community Survey. The median age is 43.10 years.

The median household income in ZIP code 21545 is $60,264 per year, based on 2024 Census Bureau data. This is 20% below the national median of $75,000.

ZIP code 21545 is primarily located in Mount savage, Maryland (MD). It falls within Allegany County.

The median home value in ZIP code 21545 is $130,700, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $905.

The median age in ZIP code 21545 is 43.10 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 21545 has a cost of living index of 58.17 (national average = 100). This means the cost of living is significantly below average compared to the national average.

In ZIP code 21545, 17.93% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 10.04% hold a graduate or professional degree.

The unemployment rate in ZIP code 21545 is 7.02%, which is above the national average of 3.6%. About 5.47% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.