ZIP Code 21520 -- Accident, MD

Garrett | 2024 American Community Survey Data

Key Insights

  • 80.81% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
1,918
Unknown
Median Income
$59,852
Home Value
$298,600
Median Rent
$693
Median Age
43.30
Diversity Index
14.60
Very Low
Cost of Living
87.1
below average
Unemployment
1.6%

About ZIP Code 21520

ZIP code 21520 in Accident, Maryland is a unknown area with a population of 1,918. The median household income is $59,852, which is This is 20% below the national median of $75,000.. The median home value is $298,600, representing a price-to-income ratio of 5x . The cost of living is below average with an index of 87.1 (the national average is 100). Residents have a median age of 43.30 years. Approximately 30.8% of adults hold a bachelor's degree or higher. This ZIP code is located in Garrett, MD.

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Population & Age

Total Population
1,918
Median Age
43.30
Male Population
875
45.6%
Female Population
1,043
54.4%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
14.60 Very Low
White
93.9%
Black or African American
1.7%
Hispanic or Latino
1.7%
Asian
0.3%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
3.8%
Other Race
0.3%

Racial Composition

Income & Economy

Median Household Income
$59,852
Mean Household Income
$111,626
Per Capita Income
$45,096
Below Poverty Line
8.1%

This is 20% below the national median of $75,000.

Income Distribution

See richest ZIP codes in Maryland →

Housing

Median Home Value
$298,600
Median Rent
$693
Total Housing Units
978
Occupied Units
787
Vacant Units
191
19.5% vacancy
Median Year Built
1980
Owner Occupied
80.8%
Renter Occupied
19.2%
Price-to-Income Ratio 5x

Moderately affordable

Ownership vs Rental

Owner 80.8% Renter 19.2%

Education

High School Diploma or Higher 92.9%
Bachelor's Degree or Higher 30.8%
Graduate or Professional Degree 21.3%
See most educated ZIP codes →

Employment & Commuting

Civilian Labor Force
904
Employment Rate
98.5%
Unemployment Rate
1.6%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
82.1%
Carpool
3.1%
Public Transit
0.6%
Work from Home
12.9%

Cost of Living Index

87.1
below average

The cost of living in ZIP code 21520 is 12.9% below the national average of 100.

0 National Avg (100) 200

Compare 21520 with:

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21545
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21202
Baltimore, MD
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21821
Deal Island, MD
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Compare 21520 with Another ZIP Code

Nearby ZIP Codes

21531
Friendsville, MD
3.6 mi
Pop: 2,487 Income: $63,750
21561
Swanton, MD
4.1 mi
Pop: 2,412 Income: $73,858
21536
Jennings, MD
7.3 mi
Pop: 3,833 Income: $64,205
21541
Sang run, MD
8.2 mi
Pop: 1,335 Income: $82,955
21523
Bloomington, MD
10.6 mi
Pop: 150 Income: $59,063
21550
Deer park, MD
11.7 mi
Pop: 13,691 Income: $64,921
21538
Shallmar, MD
11.9 mi
Pop: 678 Income: $61,250
21540
Luke, MD
12.1 mi
Pop: 89 Income: $81,250
15562
Springs, PA
12.4 mi
Pop: 344 Income: $84,844
21521
Barton, MD
12.4 mi
Pop: 1,400 Income: $64,194
15411
Addison, PA
12.5 mi
Pop: 695 Income: $68,125
21562
Mccoole, MD
13.4 mi
Pop: 3,032 Income: $47,500

Other ZIP Codes in Garrett

ZIP Code City Population Median Income
21550 Deer park 13,691 $64,921
21536 Jennings 3,833 $64,205
21531 Friendsville 2,487 $63,750
21561 Swanton 2,412 $73,858
21541 Sang run 1,335 $82,955
21538 Shallmar 678 $61,250

Frequently Asked Questions about ZIP Code 21520

ZIP code 21520 (Accident, MD) has a total population of 1,918 according to the 2024 American Community Survey. The median age is 43.30 years.

The median household income in ZIP code 21520 is $59,852 per year, based on 2024 Census Bureau data. This is 20% below the national median of $75,000.

ZIP code 21520 is primarily located in Accident, Maryland (MD). It falls within Garrett County.

The median home value in ZIP code 21520 is $298,600, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $693.

The median age in ZIP code 21520 is 43.30 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 21520 has a cost of living index of 87.09 (national average = 100). This means the cost of living is below average compared to the national average.

In ZIP code 21520, 30.76% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 21.25% hold a graduate or professional degree.

The unemployment rate in ZIP code 21520 is 1.55%, which is below the national average of 3.6%. About 12.91% of workers work from home.

Explore More

All ZIP codes in Maryland | ZIP codes in Accident | ZIP codes in Garrett | Richest ZIP codes in Maryland | Most populated ZIP codes | Most educated ZIP codes

Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.