ZIP Code 20776 -- Harwood, MD

Anne Arundel | 2024 American Community Survey Data

Key Insights

  • Households here earn 2x the national median income — placing this ZIP code in the top tier of American prosperity.
  • 94.31% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
3,315
Unknown
Median Income
$149,300
Home Value
$616,000
Median Rent
N/A
Median Age
45.90
Diversity Index
33.10
Low
Cost of Living
172.0
very high
Unemployment
4.4%

About ZIP Code 20776

ZIP code 20776 in Harwood, Maryland is a unknown area with a population of 3,315. The median household income is $149,300, which is This is 99% above the national median of $75,000.. The median home value is $616,000, representing a price-to-income ratio of 4.1x . The cost of living is very high with an index of 172.0 (the national average is 100). Residents have a median age of 45.90 years. Approximately 41.0% of adults hold a bachelor's degree or higher. This ZIP code is located in Anne Arundel, MD.

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Population & Age

Total Population
3,315
Median Age
45.90
Male Population
1,588
47.9%
Female Population
1,727
52.1%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
33.10 Low
White
81.7%
Black or African American
11.3%
Hispanic or Latino
1.0%
Asian
1.0%
Native American
0.0%
Pacific Islander
1.5%
Two or More Races
3.3%
Other Race
1.3%

Racial Composition

Income & Economy

Median Household Income
$149,300
Mean Household Income
$185,932
Per Capita Income
$69,038
Below Poverty Line
7.1%

This is 99% above the national median of $75,000.

Income Distribution

See richest ZIP codes in Maryland →

Housing

Median Home Value
$616,000
Median Rent
N/A
Total Housing Units
1,278
Occupied Units
1,212
Vacant Units
66
5.2% vacancy
Median Year Built
1985
Owner Occupied
94.3%
Renter Occupied
5.7%
Price-to-Income Ratio 4.1x

Moderately affordable

Ownership vs Rental

Owner 94.3% Renter 5.7%

Education

High School Diploma or Higher 93.7%
Bachelor's Degree or Higher 41.0%
Graduate or Professional Degree 19.9%
See most educated ZIP codes →

Employment & Commuting

Civilian Labor Force
1,707
Employment Rate
95.6%
Unemployment Rate
4.4%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
69.4%
Carpool
9.7%
Public Transit
0.0%
Work from Home
19.6%

Cost of Living Index

172.0
very high

The cost of living in ZIP code 20776 is 72.0% above the national average of 100.

0 National Avg (100) 200

Compare 20776 with:

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Compare 20776 with Another ZIP Code

Nearby ZIP Codes

20764
Shady side, MD
1.3 mi
Pop: 2,993 Income: $118,857
20765
Galesville, MD
1.3 mi
Pop: 668 Income: $149,545
20779
Tracys landing, MD
1.4 mi
Pop: 883 Income: $178,452
21113
Odenton, MD
1.5 mi
Pop: 36,705 Income: $125,639
21108
Millersville, MD
1.9 mi
Pop: 18,643 Income: $151,324
21146
Severna park, MD
2.2 mi
Pop: 28,591 Income: $172,122
21401
Cape saint clair, MD
2.5 mi
Pop: 38,629 Income: $123,381
20778
West river, MD
2.7 mi
Pop: 2,211 Income: $205,974
21061
Glen burnie, MD
2.8 mi
Pop: 57,230 Income: $87,751
21122
Riviera beach, MD
2.9 mi
Pop: 61,566 Income: $127,587
20751
Deale, MD
3.1 mi
Pop: 2,851 Income: $123,951
21403
Annapolis, MD
3.2 mi
Pop: 32,681 Income: $123,329

Other ZIP Codes in Anne Arundel

ZIP Code City Population Median Income
21122 Riviera beach 61,566 $127,587
21061 Glen burnie 57,230 $87,751
21060 Glen burnie 39,730 $104,715
21401 Cape saint clair 38,629 $123,381
21144 Severn 37,118 $136,684
21113 Odenton 36,705 $125,639

Frequently Asked Questions about ZIP Code 20776

ZIP code 20776 (Harwood, MD) has a total population of 3,315 according to the 2024 American Community Survey. The median age is 45.90 years.

The median household income in ZIP code 20776 is $149,300 per year, based on 2024 Census Bureau data. This is 99% above the national median of $75,000.

ZIP code 20776 is primarily located in Harwood, Maryland (MD). It falls within Anne Arundel County.

The median home value in ZIP code 20776 is $616,000, based on the 2024 American Community Survey 5-year estimates.

The median age in ZIP code 20776 is 45.90 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 20776 has a cost of living index of 172.00 (national average = 100). This means the cost of living is very high compared to the national average.

In ZIP code 20776, 41.00% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 19.89% hold a graduate or professional degree.

The unemployment rate in ZIP code 20776 is 4.39%, which is above the national average of 3.6%. About 19.61% of workers work from home.

Explore More

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.