ZIP Code 14813 -- Belmont, NY

Allegany | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 1.5x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
  • 80.29% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
2,480
Unknown
Median Income
$63,750
Home Value
$94,300
Median Rent
$726
Median Age
45.20
Diversity Index
6.10
Very Low
Cost of Living
44.4
significantly below average
Unemployment
6.3%

About ZIP Code 14813

ZIP code 14813 in Belmont, New York is a unknown area with a population of 2,480. The median household income is $63,750, which is This is 15% below the national median of $75,000.. The median home value is $94,300, representing a price-to-income ratio of 1.5x . The cost of living is significantly below average with an index of 44.4 (the national average is 100). Residents have a median age of 45.20 years. Approximately 17.1% of adults hold a bachelor's degree or higher. This ZIP code is located in Allegany, NY.

Population & Age

Total Population
2,480
Median Age
45.20
Male Population
1,217
49.1%
Female Population
1,263
50.9%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
6.10 Very Low
White
97.9%
Black or African American
1.1%
Hispanic or Latino
1.0%
Asian
0.0%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
0.8%
Other Race
0.2%

Racial Composition

Income & Economy

Median Household Income
$63,750
Mean Household Income
$79,683
Per Capita Income
$33,625
Below Poverty Line
15.7%

This is 15% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$94,300
Median Rent
$726
Total Housing Units
1,335
Occupied Units
1,030
Vacant Units
305
22.8% vacancy
Median Year Built
1956
Owner Occupied
80.3%
Renter Occupied
19.7%
Price-to-Income Ratio 1.5x

Affordable housing market

Ownership vs Rental

Owner 80.3% Renter 19.7%

Education

High School Diploma or Higher 93.2%
Bachelor's Degree or Higher 17.1%
Graduate or Professional Degree 8.1%

Employment & Commuting

Civilian Labor Force
1,074
Employment Rate
93.7%
Unemployment Rate
6.3%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
82.4%
Carpool
3.4%
Public Transit
0.0%
Work from Home
10.3%

Cost of Living Index

44.4
significantly below average

The cost of living in ZIP code 14813 is 55.6% below the national average of 100.

0 National Avg (100) 200

Compare 14813 with:

Compare 14813 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Allegany

ZIP Code City Population Median Income
14895 Wellsville 9,061 $63,910
14727 Cuba 4,925 $63,257
14802 Alfred 4,814 $40,489
14739 Friendship 2,731 $57,794
14735 Fillmore 2,575 $69,891
14715 Bolivar 2,484 $55,640

Frequently Asked Questions about ZIP Code 14813

ZIP code 14813 (Belmont, NY) has a total population of 2,480 according to the 2024 American Community Survey. The median age is 45.20 years.

The median household income in ZIP code 14813 is $63,750 per year, based on 2024 Census Bureau data. This is 15% below the national median of $75,000.

ZIP code 14813 is primarily located in Belmont, New York (NY). It falls within Allegany County.

The median home value in ZIP code 14813 is $94,300, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $726.

The median age in ZIP code 14813 is 45.20 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 14813 has a cost of living index of 44.41 (national average = 100). This means the cost of living is significantly below average compared to the national average.

In ZIP code 14813, 17.12% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 8.06% hold a graduate or professional degree.

The unemployment rate in ZIP code 14813 is 6.33%, which is above the national average of 3.6%. About 10.26% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.