ZIP Code 12521 -- Craryville, NY

Columbia | 2024 American Community Survey Data

Key Insights

  • 91.00% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
2,056
Unknown
Median Income
$75,652
Home Value
$338,700
Median Rent
$1,183
Median Age
52.70
Diversity Index
38.00
Low
Cost of Living
112.0
above average
Unemployment
3.2%

About ZIP Code 12521

ZIP code 12521 in Craryville, New York is a unknown area with a population of 2,056. The median household income is $75,652, which is This is 1% above the national median of $75,000.. The median home value is $338,700, representing a price-to-income ratio of 4.5x . The cost of living is above average with an index of 112.0 (the national average is 100). Residents have a median age of 52.70 years. Approximately 33.1% of adults hold a bachelor's degree or higher. This ZIP code is located in Columbia, NY.

Population & Age

Total Population
2,056
Median Age
52.70
Male Population
972
47.3%
Female Population
1,084
52.7%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
38.00 Low
White
82.8%
Black or African American
1.0%
Hispanic or Latino
6.6%
Asian
0.7%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
11.9%
Other Race
3.7%

Racial Composition

Income & Economy

Median Household Income
$75,652
Mean Household Income
$117,314
Per Capita Income
$51,185
Below Poverty Line
7.6%

This is 1% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$338,700
Median Rent
$1,183
Total Housing Units
1,294
Occupied Units
878
Vacant Units
416
32.1% vacancy
Median Year Built
1972
Owner Occupied
91.0%
Renter Occupied
9.0%
Price-to-Income Ratio 4.5x

Moderately affordable

Ownership vs Rental

Owner 91.0% Renter 9.0%

Education

High School Diploma or Higher 87.9%
Bachelor's Degree or Higher 33.1%
Graduate or Professional Degree 19.7%

Employment & Commuting

Civilian Labor Force
975
Employment Rate
96.8%
Unemployment Rate
3.2%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
69.2%
Carpool
5.2%
Public Transit
1.1%
Work from Home
18.7%

Cost of Living Index

112.0
above average

The cost of living in ZIP code 12521 is 12.0% above the national average of 100.

0 National Avg (100) 200

Compare 12521 with:

Compare 12521 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Columbia

ZIP Code City Population Median Income
12534 Hudson 17,176 $72,741
12184 Valatie 7,787 $98,622
12037 Chatham 3,926 $89,844
12526 Germantown 3,548 $97,679
12075 Ghent 3,248 $98,047
12529 Hillsdale 2,410 $70,750

Frequently Asked Questions about ZIP Code 12521

ZIP code 12521 (Craryville, NY) has a total population of 2,056 according to the 2024 American Community Survey. The median age is 52.70 years.

The median household income in ZIP code 12521 is $75,652 per year, based on 2024 Census Bureau data. This is 1% above the national median of $75,000.

ZIP code 12521 is primarily located in Craryville, New York (NY). It falls within Columbia County.

The median home value in ZIP code 12521 is $338,700, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,183.

The median age in ZIP code 12521 is 52.70 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 12521 has a cost of living index of 112.01 (national average = 100). This means the cost of living is above average compared to the national average.

In ZIP code 12521, 33.09% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 19.72% hold a graduate or professional degree.

The unemployment rate in ZIP code 12521 is 3.18%, which is below the national average of 3.6%. About 18.68% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.