ZIP Code 12409 -- Shady, NY
Ulster | 2024 American Community Survey Data
Key Insights
- Households here earn 1.6x the national median income — placing this ZIP code in the top tier of American prosperity.
- Home prices are 6.1x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
- With 68.82% holding a bachelor's degree or higher, this is one of the most highly educated ZIP codes in the country (national average: 33.7%).
- 28.69% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
- The median age of 61.60 years suggests a retirement-oriented community, well above the national median of 38.9 years.
Quick Overview
About ZIP Code 12409
ZIP code 12409 in Shady, New York is a unknown area with a population of 865. The median household income is $116,280, which is This is 55% above the national median of $75,000.. The median home value is $708,900, representing a price-to-income ratio of 6.1x . The cost of living is very high with an index of 191.9 (the national average is 100). Residents have a median age of 61.60 years. Approximately 68.8% of adults hold a bachelor's degree or higher. This ZIP code is located in Ulster, NY.
Population & Age
Age Distribution
Race & Ethnicity
Racial Composition
Income & Economy
This is 55% above the national median of $75,000.
Income Distribution
Housing
Housing is expensive relative to income
Ownership vs Rental
Education
Employment & Commuting
How People Get to Work
Cost of Living Index
The cost of living in ZIP code 12409 is 91.9% above the national average of 100.
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Other ZIP Codes in Ulster
Frequently Asked Questions about ZIP Code 12409
ZIP code 12409 (Shady, NY) has a total population of 865 according to the 2024 American Community Survey. The median age is 61.60 years.
The median household income in ZIP code 12409 is $116,280 per year, based on 2024 Census Bureau data. This is 55% above the national median of $75,000.
ZIP code 12409 is primarily located in Shady, New York (NY). It falls within Ulster County.
The median home value in ZIP code 12409 is $708,900, based on the 2024 American Community Survey 5-year estimates.
The median age in ZIP code 12409 is 61.60 years, compared to the national median of 38.9 years. This makes the area older than the national average.
ZIP code 12409 has a cost of living index of 191.91 (national average = 100). This means the cost of living is very high compared to the national average.
In ZIP code 12409, 68.82% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 36.45% hold a graduate or professional degree.
The unemployment rate in ZIP code 12409 is 4.57%, which is above the national average of 3.6%. About 28.69% of workers work from home.
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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.