ZIP Code 12170 -- Stillwater, NY

Saratoga | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 2.6x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
  • 81.14% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
5,351
Unknown
Median Income
$102,857
Home Value
$271,600
Median Rent
$1,240
Median Age
37.50
Diversity Index
32.30
Low
Cost of Living
99.5
about average
Unemployment
6.0%

About ZIP Code 12170

ZIP code 12170 in Stillwater, New York is a unknown area with a population of 5,351. The median household income is $102,857, which is This is 37% above the national median of $75,000.. The median home value is $271,600, representing a price-to-income ratio of 2.6x . The cost of living is about average with an index of 99.5 (the national average is 100). Residents have a median age of 37.50 years. Approximately 27.2% of adults hold a bachelor's degree or higher. This ZIP code is located in Saratoga, NY.

Population & Age

Total Population
5,351
Median Age
37.50
Male Population
2,597
48.5%
Female Population
2,754
51.5%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
32.30 Low
White
88.5%
Black or African American
1.6%
Hispanic or Latino
8.5%
Asian
0.2%
Native American
0.1%
Pacific Islander
0.0%
Two or More Races
7.8%
Other Race
1.8%

Racial Composition

Income & Economy

Median Household Income
$102,857
Mean Household Income
$119,899
Per Capita Income
$47,806
Below Poverty Line
8.6%

This is 37% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$271,600
Median Rent
$1,240
Total Housing Units
2,317
Occupied Units
2,116
Vacant Units
201
8.7% vacancy
Median Year Built
1980
Owner Occupied
81.1%
Renter Occupied
18.9%
Price-to-Income Ratio 2.6x

Affordable housing market

Ownership vs Rental

Owner 81.1% Renter 18.9%

Education

High School Diploma or Higher 94.6%
Bachelor's Degree or Higher 27.2%
Graduate or Professional Degree 9.7%

Employment & Commuting

Civilian Labor Force
3,089
Employment Rate
94.0%
Unemployment Rate
6.0%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
81.3%
Carpool
3.9%
Public Transit
0.0%
Work from Home
11.9%

Cost of Living Index

99.5
about average

The cost of living in ZIP code 12170 is 0.5% below the national average of 100.

0 National Avg (100) 200

Compare 12170 with:

Compare 12170 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Saratoga

ZIP Code City Population Median Income
12065 Clifton park 45,116 $113,873
12866 Wilton 40,057 $101,901
12020 Ballston spa 34,937 $107,112
12831 Gansevoort 18,025 $100,024
12118 Mechanicville 17,069 $92,710
12019 Ballston lake 15,555 $112,420

Frequently Asked Questions about ZIP Code 12170

ZIP code 12170 (Stillwater, NY) has a total population of 5,351 according to the 2024 American Community Survey. The median age is 37.50 years.

The median household income in ZIP code 12170 is $102,857 per year, based on 2024 Census Bureau data. This is 37% above the national median of $75,000.

ZIP code 12170 is primarily located in Stillwater, New York (NY). It falls within Saratoga County.

The median home value in ZIP code 12170 is $271,600, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,240.

The median age in ZIP code 12170 is 37.50 years, compared to the national median of 38.9 years. This makes the area younger than the national average.

ZIP code 12170 has a cost of living index of 99.53 (national average = 100). This means the cost of living is about average compared to the national average.

In ZIP code 12170, 27.18% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 9.74% hold a graduate or professional degree.

The unemployment rate in ZIP code 12170 is 5.99%, which is above the national average of 3.6%. About 11.86% of workers work from home.

Explore More

Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.