ZIP Code 12066 -- Esperance, NY

Schoharie | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 2.5x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
  • 86.78% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
1,863
Unknown
Median Income
$78,571
Home Value
$197,800
Median Rent
$1,154
Median Age
40.90
Diversity Index
20.60
Low
Cost of Living
80.9
below average
Unemployment
8.4%

About ZIP Code 12066

ZIP code 12066 in Esperance, New York is a unknown area with a population of 1,863. The median household income is $78,571, which is This is 5% above the national median of $75,000.. The median home value is $197,800, representing a price-to-income ratio of 2.5x . The cost of living is below average with an index of 80.9 (the national average is 100). Residents have a median age of 40.90 years. Approximately 24.7% of adults hold a bachelor's degree or higher. This ZIP code is located in Schoharie, NY.

Population & Age

Total Population
1,863
Median Age
40.90
Male Population
878
47.1%
Female Population
985
52.9%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
20.60 Low
White
89.7%
Black or African American
0.2%
Hispanic or Latino
1.2%
Asian
0.3%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
9.3%
Other Race
0.5%

Racial Composition

Income & Economy

Median Household Income
$78,571
Mean Household Income
$98,372
Per Capita Income
$41,684
Below Poverty Line
6.8%

This is 5% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$197,800
Median Rent
$1,154
Total Housing Units
885
Occupied Units
802
Vacant Units
83
9.4% vacancy
Median Year Built
1960
Owner Occupied
86.8%
Renter Occupied
13.2%
Price-to-Income Ratio 2.5x

Affordable housing market

Ownership vs Rental

Owner 86.8% Renter 13.2%

Education

High School Diploma or Higher 93.3%
Bachelor's Degree or Higher 24.7%
Graduate or Professional Degree 8.5%

Employment & Commuting

Civilian Labor Force
1,089
Employment Rate
91.6%
Unemployment Rate
8.4%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
79.3%
Carpool
3.3%
Public Transit
0.0%
Work from Home
13.5%

Cost of Living Index

80.9
below average

The cost of living in ZIP code 12066 is 19.2% below the national average of 100.

0 National Avg (100) 200

Compare 12066 with:

Compare 12066 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Schoharie

ZIP Code City Population Median Income
12043 Cobleskill 8,287 $64,583
12157 Schoharie 4,713 $75,997
12122 Middleburgh 3,596 $55,875
12149 Richmondville 2,038 $50,608
13459 Sharon springs 1,888 $65,893
12076 Gilboa 1,549 $84,583

Frequently Asked Questions about ZIP Code 12066

ZIP code 12066 (Esperance, NY) has a total population of 1,863 according to the 2024 American Community Survey. The median age is 40.90 years.

The median household income in ZIP code 12066 is $78,571 per year, based on 2024 Census Bureau data. This is 5% above the national median of $75,000.

ZIP code 12066 is primarily located in Esperance, New York (NY). It falls within Schoharie County.

The median home value in ZIP code 12066 is $197,800, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,154.

The median age in ZIP code 12066 is 40.90 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 12066 has a cost of living index of 80.85 (national average = 100). This means the cost of living is below average compared to the national average.

In ZIP code 12066, 24.71% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 8.47% hold a graduate or professional degree.

The unemployment rate in ZIP code 12066 is 8.36%, which is above the national average of 3.6%. About 13.48% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.