ZIP Code 10550 -- Mount vernon, NY

Westchester | 2024 American Community Survey Data

Key Insights

  • Home prices are 8.1x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
  • 71.81% of residents rent their homes, suggesting a transient or urban area with a strong rental market.

Quick Overview

Population
38,972
Unknown
Median Income
$60,701
Home Value
$494,300
Median Rent
$1,532
Median Age
39.80
Diversity Index
62.60
High
Cost of Living
157.0
very high
Unemployment
11.2%

About ZIP Code 10550

ZIP code 10550 in Mount Vernon, New York is a unknown area with a population of 38,972. The median household income is $60,701, which is This is 19% below the national median of $75,000.. The median home value is $494,300, representing a price-to-income ratio of 8.1x . The cost of living is very high with an index of 157.0 (the national average is 100). Residents have a median age of 39.80 years. Approximately 24.9% of adults hold a bachelor's degree or higher. This ZIP code is located in Westchester, NY.

Population & Age

Total Population
38,972
Median Age
39.80
Male Population
17,160
44.0%
Female Population
21,812
56.0%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
62.60 High
White
6.4%
Black or African American
69.0%
Hispanic or Latino
21.8%
Asian
0.8%
Native American
0.3%
Pacific Islander
0.0%
Two or More Races
12.6%
Other Race
11.0%

Racial Composition

Income & Economy

Median Household Income
$60,701
Mean Household Income
$83,824
Per Capita Income
$33,256
Below Poverty Line
20.2%

This is 19% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$494,300
Median Rent
$1,532
Total Housing Units
16,161
Occupied Units
14,912
Vacant Units
1,249
7.7% vacancy
Median Year Built
1956
Owner Occupied
28.2%
Renter Occupied
71.8%
Price-to-Income Ratio 8.1x

Housing is expensive relative to income

Ownership vs Rental

Owner 28.2% Renter 71.8%

Education

High School Diploma or Higher 83.3%
Bachelor's Degree or Higher 24.9%
Graduate or Professional Degree 9.7%

Employment & Commuting

Civilian Labor Force
19,692
Employment Rate
88.8%
Unemployment Rate
11.2%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
46.8%
Carpool
8.0%
Public Transit
28.9%
Work from Home
6.6%

Cost of Living Index

157.0
very high

The cost of living in ZIP code 10550 is 57.0% above the national average of 100.

0 National Avg (100) 200

Compare 10550 with:

Compare 10550 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Mount Vernon

ZIP Code Population Median Income Home Value
10552 22,341 $96,717 $363,100
10553 11,011 $84,478 $551,200

Other ZIP Codes in Westchester

ZIP Code City Population Median Income
10701 Yonkers 70,676 $64,776
10801 New rochelle 42,754 $85,573
10573 Rye brook 40,786 $105,686
10583 Heathcote 40,207 $250,001
10705 Yonkers 38,887 $67,918
10562 Ossining 33,793 $115,697

Frequently Asked Questions about ZIP Code 10550

ZIP code 10550 (Mount vernon, NY) has a total population of 38,972 according to the 2024 American Community Survey. The median age is 39.80 years.

The median household income in ZIP code 10550 is $60,701 per year, based on 2024 Census Bureau data. This is 19% below the national median of $75,000.

ZIP code 10550 is primarily located in Mount vernon, New York (NY). It falls within Westchester County.

The median home value in ZIP code 10550 is $494,300, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,532.

The median age in ZIP code 10550 is 39.80 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 10550 has a cost of living index of 156.99 (national average = 100). This means the cost of living is very high compared to the national average.

In ZIP code 10550, 24.86% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 9.72% hold a graduate or professional degree.

The unemployment rate in ZIP code 10550 is 11.17%, which is above the national average of 3.6%. About 6.61% of workers work from home.

Explore More

Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.