ZIP Code 07974 -- New providence, NJ
Union | 2024 American Community Survey Data
Key Insights
- Households here earn 2.3x the national median income — placing this ZIP code in the top tier of American prosperity.
- With 71.60% holding a bachelor's degree or higher, this is one of the most highly educated ZIP codes in the country (national average: 33.7%).
- 27.30% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
- 82.09% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.
Quick Overview
About ZIP Code 07974
ZIP code 07974 in New Providence, New Jersey is a unknown area with a population of 13,349. The median household income is $172,894, which is This is 131% above the national median of $75,000.. The median home value is $758,400, representing a price-to-income ratio of 4.4x . The cost of living is very high with an index of 229.0 (the national average is 100). Residents have a median age of 45.80 years. Approximately 71.6% of adults hold a bachelor's degree or higher. This ZIP code is located in Union, NJ.
Population & Age
Age Distribution
Race & Ethnicity
Racial Composition
Income & Economy
This is 131% above the national median of $75,000.
Income Distribution
Housing
Moderately affordable
Ownership vs Rental
Education
Employment & Commuting
How People Get to Work
Cost of Living Index
The cost of living in ZIP code 07974 is 129.0% above the national average of 100.
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Frequently Asked Questions about ZIP Code 07974
ZIP code 07974 (New providence, NJ) has a total population of 13,349 according to the 2024 American Community Survey. The median age is 45.80 years.
The median household income in ZIP code 07974 is $172,894 per year, based on 2024 Census Bureau data. This is 131% above the national median of $75,000.
ZIP code 07974 is primarily located in New providence, New Jersey (NJ). It falls within Union County.
The median home value in ZIP code 07974 is $758,400, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,993.
The median age in ZIP code 07974 is 45.80 years, compared to the national median of 38.9 years. This makes the area older than the national average.
ZIP code 07974 has a cost of living index of 228.95 (national average = 100). This means the cost of living is very high compared to the national average.
In ZIP code 07974, 71.60% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 34.90% hold a graduate or professional degree.
The unemployment rate in ZIP code 07974 is 4.37%, which is above the national average of 3.6%. About 27.30% of workers work from home.
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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.