ZIP Code 04685 -- Swans island, ME

Hancock | 2024 American Community Survey Data

Key Insights

  • 91.00% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
438
Unknown
Median Income
$86,250
Home Value
$316,700
Median Rent
$2,125
Median Age
52.80
Diversity Index
17.00
Very Low
Cost of Living
138.7
significantly above average
Unemployment
1.3%

About ZIP Code 04685

ZIP code 04685 in Swans Island, Maine is a unknown area with a population of 438. The median household income is $86,250, which is This is 15% above the national median of $75,000.. The median home value is $316,700, representing a price-to-income ratio of 3.7x . The cost of living is significantly above average with an index of 138.7 (the national average is 100). Residents have a median age of 52.80 years. Approximately 37.9% of adults hold a bachelor's degree or higher. This ZIP code is located in Hancock, ME.

Population & Age

Total Population
438
Median Age
52.80
Male Population
231
52.7%
Female Population
207
47.3%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
17.00 Very Low
White
90.9%
Black or African American
0.0%
Hispanic or Latino
0.0%
Asian
5.0%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
4.1%
Other Race
0.0%

Racial Composition

Income & Economy

Median Household Income
$86,250
Mean Household Income
$148,920
Per Capita Income
$67,412
Below Poverty Line
1.1%

This is 15% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$316,700
Median Rent
$2,125
Total Housing Units
493
Occupied Units
200
Vacant Units
293
59.4% vacancy
Median Year Built
1976
Owner Occupied
91.0%
Renter Occupied
9.0%
Price-to-Income Ratio 3.7x

Moderately affordable

Ownership vs Rental

Owner 91.0% Renter 9.0%

Education

High School Diploma or Higher 88.6%
Bachelor's Degree or Higher 37.9%
Graduate or Professional Degree 19.8%

Employment & Commuting

Civilian Labor Force
239
Employment Rate
98.7%
Unemployment Rate
1.3%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
65.1%
Carpool
20.9%
Public Transit
0.9%
Work from Home
8.8%

Cost of Living Index

138.7
significantly above average

The cost of living in ZIP code 04685 is 38.7% above the national average of 100.

0 National Avg (100) 200

Compare 04685 with:

Compare 04685 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Hancock

ZIP Code City Population Median Income
04605 Ellsworth 14,529 $77,377
04416 Bucksport 5,497 $64,587
04609 Bar harbor 5,244 $77,180
04614 Blue hill 2,813 $80,377
04640 Hancock 2,450 $71,699
04634 Franklin 2,374 $67,589

Frequently Asked Questions about ZIP Code 04685

ZIP code 04685 (Swans island, ME) has a total population of 438 according to the 2024 American Community Survey. The median age is 52.80 years.

The median household income in ZIP code 04685 is $86,250 per year, based on 2024 Census Bureau data. This is 15% above the national median of $75,000.

ZIP code 04685 is primarily located in Swans island, Maine (ME). It falls within Hancock County.

The median home value in ZIP code 04685 is $316,700, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $2,125.

The median age in ZIP code 04685 is 52.80 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 04685 has a cost of living index of 138.70 (national average = 100). This means the cost of living is significantly above average compared to the national average.

In ZIP code 04685, 37.90% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 19.83% hold a graduate or professional degree.

The unemployment rate in ZIP code 04685 is 1.26%, which is below the national average of 3.6%. About 8.84% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.