ZIP Code 01431 -- Ashby, MA

Middlesex | 2024 American Community Survey Data

Key Insights

  • Households here earn 1.5x the national median income — placing this ZIP code in the top tier of American prosperity.
  • 95.48% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
3,211
Unknown
Median Income
$115,598
Home Value
$390,500
Median Rent
$1,200
Median Age
50.50
Diversity Index
20.30
Low
Cost of Living
123.7
significantly above average
Unemployment
4.5%

About ZIP Code 01431

ZIP code 01431 in Ashby, Massachusetts is a unknown area with a population of 3,211. The median household income is $115,598, which is This is 54% above the national median of $75,000.. The median home value is $390,500, representing a price-to-income ratio of 3.4x . The cost of living is significantly above average with an index of 123.7 (the national average is 100). Residents have a median age of 50.50 years. Approximately 43.7% of adults hold a bachelor's degree or higher. This ZIP code is located in Middlesex, MA.

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Population & Age

Total Population
3,211
Median Age
50.50
Male Population
1,576
49.1%
Female Population
1,635
50.9%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
20.30 Low
White
93.2%
Black or African American
0.2%
Hispanic or Latino
4.7%
Asian
0.2%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
5.3%
Other Race
1.2%

Racial Composition

Income & Economy

Median Household Income
$115,598
Mean Household Income
$146,173
Per Capita Income
$57,840
Below Poverty Line
2.6%

This is 54% above the national median of $75,000.

Income Distribution

See richest ZIP codes in Massachusetts →

Housing

Median Home Value
$390,500
Median Rent
$1,200
Total Housing Units
1,321
Occupied Units
1,261
Vacant Units
60
4.5% vacancy
Median Year Built
1970
Owner Occupied
95.5%
Renter Occupied
4.5%
Price-to-Income Ratio 3.4x

Moderately affordable

Ownership vs Rental

Owner 95.5% Renter 4.5%

Education

High School Diploma or Higher 92.2%
Bachelor's Degree or Higher 43.7%
Graduate or Professional Degree 21.8%
See most educated ZIP codes →

Employment & Commuting

Civilian Labor Force
1,877
Employment Rate
95.5%
Unemployment Rate
4.5%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
68.8%
Carpool
8.8%
Public Transit
0.3%
Work from Home
17.8%

Cost of Living Index

123.7
significantly above average

The cost of living in ZIP code 01431 is 23.7% above the national average of 100.

0 National Avg (100) 200

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Compare 01431 with Another ZIP Code

Nearby ZIP Codes

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Other ZIP Codes in Middlesex

ZIP Code City Population Median Income
02148 Malden 65,906 $100,606
02155 Medford 61,730 $129,700
02149 Everett 50,045 $85,218
01801 Woburn 41,939 $111,185
01752 Marlborough 41,647 $91,968
02139 Cambridge 40,033 $134,586

Frequently Asked Questions about ZIP Code 01431

ZIP code 01431 (Ashby, MA) has a total population of 3,211 according to the 2024 American Community Survey. The median age is 50.50 years.

The median household income in ZIP code 01431 is $115,598 per year, based on 2024 Census Bureau data. This is 54% above the national median of $75,000.

ZIP code 01431 is primarily located in Ashby, Massachusetts (MA). It falls within Middlesex County.

The median home value in ZIP code 01431 is $390,500, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,200.

The median age in ZIP code 01431 is 50.50 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 01431 has a cost of living index of 123.68 (national average = 100). This means the cost of living is significantly above average compared to the national average.

In ZIP code 01431, 43.74% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 21.77% hold a graduate or professional degree.

The unemployment rate in ZIP code 01431 is 4.48%, which is above the national average of 3.6%. About 17.77% of workers work from home.

Explore More

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.