ZIP Code 94520 -- Concord, CA

Contra Costa | 2024 American Community Survey Data

Key Insights

  • Home prices are 7.3x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
  • With 51.23% Hispanic/Latino population, this is a predominantly Hispanic community with deep cultural roots.

Quick Overview

Population
37,381
Unknown
Median Income
$82,479
Home Value
$601,000
Median Rent
$2,197
Median Age
35.00
Diversity Index
78.00
Very High
Cost of Living
202.0
very high
Unemployment
5.7%

About ZIP Code 94520

ZIP code 94520 in Concord, California is a unknown area with a population of 37,381. The median household income is $82,479, which is This is 10% above the national median of $75,000.. The median home value is $601,000, representing a price-to-income ratio of 7.3x . The cost of living is very high with an index of 202.0 (the national average is 100). Residents have a median age of 35.00 years. Approximately 29.0% of adults hold a bachelor's degree or higher. This ZIP code is located in Contra Costa, CA.

Population & Age

Total Population
37,381
Median Age
35.00
Male Population
19,666
52.6%
Female Population
17,715
47.4%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
78.00 Very High
White
30.9%
Black or African American
4.6%
Hispanic or Latino
51.2%
Asian
11.9%
Native American
2.0%
Pacific Islander
0.1%
Two or More Races
22.8%
Other Race
27.7%

Racial Composition

Income & Economy

Median Household Income
$82,479
Mean Household Income
$107,103
Per Capita Income
$40,315
Below Poverty Line
12.2%

This is 10% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$601,000
Median Rent
$2,197
Total Housing Units
14,085
Occupied Units
13,721
Vacant Units
364
2.6% vacancy
Median Year Built
1971
Owner Occupied
37.5%
Renter Occupied
62.5%
Price-to-Income Ratio 7.3x

Housing is expensive relative to income

Ownership vs Rental

Owner 37.5% Renter 62.5%

Education

High School Diploma or Higher 78.0%
Bachelor's Degree or Higher 29.0%
Graduate or Professional Degree 7.1%

Employment & Commuting

Civilian Labor Force
20,650
Employment Rate
94.3%
Unemployment Rate
5.7%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
61.1%
Carpool
14.3%
Public Transit
6.4%
Work from Home
11.4%

Cost of Living Index

202.0
very high

The cost of living in ZIP code 94520 is 102.0% above the national average of 100.

0 National Avg (100) 200

Compare 94520 with:

Compare 94520 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Concord

ZIP Code Population Median Income Home Value
94521 41,909 $125,899 $853,200
94518 27,345 $112,094 $859,000
94519 19,058 $122,418 $783,700

Other ZIP Codes in Contra Costa

ZIP Code City Population Median Income
94565 Shore acres 100,488 $95,556
94509 Antioch 70,090 $86,196
94513 Brentwood 69,755 $142,223
94806 San pablo 62,546 $86,034
94553 Pacheco 48,643 $124,130
94561 Oakley 46,368 $134,678

Frequently Asked Questions about ZIP Code 94520

ZIP code 94520 (Concord, CA) has a total population of 37,381 according to the 2024 American Community Survey. The median age is 35.00 years.

The median household income in ZIP code 94520 is $82,479 per year, based on 2024 Census Bureau data. This is 10% above the national median of $75,000.

ZIP code 94520 is primarily located in Concord, California (CA). It falls within Contra Costa County.

The median home value in ZIP code 94520 is $601,000, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $2,197.

The median age in ZIP code 94520 is 35.00 years, compared to the national median of 38.9 years. This makes the area younger than the national average.

ZIP code 94520 has a cost of living index of 202.02 (national average = 100). This means the cost of living is very high compared to the national average.

In ZIP code 94520, 29.04% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 7.10% hold a graduate or professional degree.

The unemployment rate in ZIP code 94520 is 5.72%, which is above the national average of 3.6%. About 11.40% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.