ZIP Code 94044 -- Pacifica, CA

San Mateo | 2024 American Community Survey Data

Key Insights

  • Households here earn 2.1x the national median income — placing this ZIP code in the top tier of American prosperity.
  • Home prices are 7.8x the local median income — well above the recommended 3-5x ratio, suggesting a very expensive housing market.
  • 23.57% of workers here work from home — more than double the pre-pandemic national average, reflecting the shift to remote work.
  • Homes here cost 4.5x the national median — if the national median home were a Toyota Camry, homes here would be a luxury SUV.

Quick Overview

Population
37,274
Unknown
Median Income
$160,408
Home Value
$1,249,800
Median Rent
$3,093
Median Age
44.60
Diversity Index
72.80
Very High
Cost of Living
370.9
very high
Unemployment
3.9%

About ZIP Code 94044

ZIP code 94044 in Pacifica, California is a unknown area with a population of 37,274. The median household income is $160,408, which is This is 114% above the national median of $75,000.. The median home value is $1,249,800, representing a price-to-income ratio of 7.8x . The cost of living is very high with an index of 370.9 (the national average is 100). Residents have a median age of 44.60 years. Approximately 48.9% of adults hold a bachelor's degree or higher. This ZIP code is located in San Mateo, CA.

Population & Age

Total Population
37,274
Median Age
44.60
Male Population
18,658
50.1%
Female Population
18,616
49.9%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
72.80 Very High
White
52.0%
Black or African American
1.2%
Hispanic or Latino
19.6%
Asian
22.2%
Native American
1.2%
Pacific Islander
1.8%
Two or More Races
16.5%
Other Race
5.1%

Racial Composition

Income & Economy

Median Household Income
$160,408
Mean Household Income
$194,709
Per Capita Income
$73,852
Below Poverty Line
5.8%

This is 114% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$1,249,800
Median Rent
$3,093
Total Housing Units
14,678
Occupied Units
13,928
Vacant Units
750
5.1% vacancy
Median Year Built
1966
Owner Occupied
67.6%
Renter Occupied
32.4%
Price-to-Income Ratio 7.8x

Housing is expensive relative to income

Ownership vs Rental

Owner 67.6% Renter 32.4%

Education

High School Diploma or Higher 95.4%
Bachelor's Degree or Higher 48.9%
Graduate or Professional Degree 18.8%

Employment & Commuting

Civilian Labor Force
21,171
Employment Rate
96.1%
Unemployment Rate
3.9%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
62.0%
Carpool
7.0%
Public Transit
3.8%
Work from Home
23.6%

Cost of Living Index

370.9
very high

The cost of living in ZIP code 94044 is 270.9% above the national average of 100.

0 National Avg (100) 200

Compare 94044 with:

Compare 94044 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in San Mateo

ZIP Code City Population Median Income
94080 South san franci 64,761 $136,733
94015 Daly city 64,091 $127,056
94303 East palo alto 46,879 $151,609
94014 Colma 45,315 $122,966
94403 San mateo 43,276 $174,917
94010 Hillsborough 43,025 $196,882

Frequently Asked Questions about ZIP Code 94044

ZIP code 94044 (Pacifica, CA) has a total population of 37,274 according to the 2024 American Community Survey. The median age is 44.60 years.

The median household income in ZIP code 94044 is $160,408 per year, based on 2024 Census Bureau data. This is 114% above the national median of $75,000.

ZIP code 94044 is primarily located in Pacifica, California (CA). It falls within San Mateo County.

The median home value in ZIP code 94044 is $1,249,800, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $3,093.

The median age in ZIP code 94044 is 44.60 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 94044 has a cost of living index of 370.91 (national average = 100). This means the cost of living is very high compared to the national average.

In ZIP code 94044, 48.85% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 18.81% hold a graduate or professional degree.

The unemployment rate in ZIP code 94044 is 3.93%, which is above the national average of 3.6%. About 23.57% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.