ZIP Code 45434 -- Beavercreek, OH

Greene | 2024 American Community Survey Data

Key Insights

  • Households here earn 1.8x the national median income — placing this ZIP code in the top tier of American prosperity.
  • With a price-to-income ratio of 2.3x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
  • 91.06% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
12,529
Unknown
Median Income
$135,948
Home Value
$309,700
Median Rent
$1,632
Median Age
40.50
Diversity Index
32.90
Low
Cost of Living
120.8
significantly above average
Unemployment
3.9%

About ZIP Code 45434

ZIP code 45434 in Beavercreek, Ohio is a unknown area with a population of 12,529. The median household income is $135,948, which is This is 81% above the national median of $75,000.. The median home value is $309,700, representing a price-to-income ratio of 2.3x . The cost of living is significantly above average with an index of 120.8 (the national average is 100). Residents have a median age of 40.50 years. Approximately 59.9% of adults hold a bachelor's degree or higher. This ZIP code is located in Greene, OH.

Population & Age

Total Population
12,529
Median Age
40.50
Male Population
6,094
48.6%
Female Population
6,435
51.4%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
32.90 Low
White
85.7%
Black or African American
4.8%
Hispanic or Latino
5.2%
Asian
3.1%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
4.1%
Other Race
2.3%

Racial Composition

Income & Economy

Median Household Income
$135,948
Mean Household Income
$156,166
Per Capita Income
$57,935
Below Poverty Line
3.9%

This is 81% above the national median of $75,000.

Income Distribution

Housing

Median Home Value
$309,700
Median Rent
$1,632
Total Housing Units
4,897
Occupied Units
4,742
Vacant Units
155
3.2% vacancy
Median Year Built
1976
Owner Occupied
91.1%
Renter Occupied
8.9%
Price-to-Income Ratio 2.3x

Affordable housing market

Ownership vs Rental

Owner 91.1% Renter 8.9%

Education

High School Diploma or Higher 98.7%
Bachelor's Degree or Higher 59.9%
Graduate or Professional Degree 29.6%

Employment & Commuting

Civilian Labor Force
6,305
Employment Rate
96.1%
Unemployment Rate
3.9%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
73.7%
Carpool
5.1%
Public Transit
1.1%
Work from Home
18.4%

Cost of Living Index

120.8
significantly above average

The cost of living in ZIP code 45434 is 20.8% above the national average of 100.

0 National Avg (100) 200

Compare 45434 with:

Compare 45434 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Beavercreek

ZIP Code Population Median Income Home Value
45431 27,951 $83,175 $209,500
45432 15,055 $83,115 $183,300
45430 7,371 $115,461 $278,500

Other ZIP Codes in Greene

ZIP Code City Population Median Income
45324 Fairborn 41,194 $64,979
45385 Xenia 40,617 $76,564
45432 Beavercreek 15,055 $83,115
45305 Bellbrook 11,498 $123,045
45430 Beavercreek 7,371 $115,461
45335 Jamestown 7,359 $81,690

Frequently Asked Questions about ZIP Code 45434

ZIP code 45434 (Beavercreek, OH) has a total population of 12,529 according to the 2024 American Community Survey. The median age is 40.50 years.

The median household income in ZIP code 45434 is $135,948 per year, based on 2024 Census Bureau data. This is 81% above the national median of $75,000.

ZIP code 45434 is primarily located in Beavercreek, Ohio (OH). It falls within Greene County.

The median home value in ZIP code 45434 is $309,700, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,632.

The median age in ZIP code 45434 is 40.50 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 45434 has a cost of living index of 120.76 (national average = 100). This means the cost of living is significantly above average compared to the national average.

In ZIP code 45434, 59.87% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 29.56% hold a graduate or professional degree.

The unemployment rate in ZIP code 45434 is 3.90%, which is above the national average of 3.6%. About 18.41% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.