ZIP Code 38582 -- Silver point, TN
Putnam | 2024 American Community Survey Data
Key Insights
- With a price-to-income ratio of 2.6x, housing here is relatively affordable compared to the recommended 3-5x benchmark.
- 95.22% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.
Quick Overview
About ZIP Code 38582
ZIP code 38582 in Silver Point, Tennessee is a unknown area with a population of 1,729. The median household income is $93,333, which is This is 24% above the national median of $75,000.. The median home value is $245,300, representing a price-to-income ratio of 2.6x . The cost of living is below average with an index of 92.6 (the national average is 100). Residents have a median age of 41.80 years. Approximately 26.2% of adults hold a bachelor's degree or higher. This ZIP code is located in Putnam, TN.
Population & Age
Age Distribution
Race & Ethnicity
Racial Composition
Income & Economy
This is 24% above the national median of $75,000.
Income Distribution
Housing
Affordable housing market
Ownership vs Rental
Education
Employment & Commuting
How People Get to Work
Cost of Living Index
The cost of living in ZIP code 38582 is 7.4% below the national average of 100.
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Other ZIP Codes in Putnam
Frequently Asked Questions about ZIP Code 38582
ZIP code 38582 (Silver point, TN) has a total population of 1,729 according to the 2024 American Community Survey. The median age is 41.80 years.
The median household income in ZIP code 38582 is $93,333 per year, based on 2024 Census Bureau data. This is 24% above the national median of $75,000.
ZIP code 38582 is primarily located in Silver point, Tennessee (TN). It falls within Putnam County.
The median home value in ZIP code 38582 is $245,300, based on the 2024 American Community Survey 5-year estimates.
The median age in ZIP code 38582 is 41.80 years, compared to the national median of 38.9 years. This makes the area older than the national average.
ZIP code 38582 has a cost of living index of 92.56 (national average = 100). This means the cost of living is below average compared to the national average.
In ZIP code 38582, 26.19% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 9.31% hold a graduate or professional degree.
The unemployment rate in ZIP code 38582 is 0.00%, which is below the national average of 3.6%. About 13.45% of workers work from home.
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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.