ZIP Code 38581 -- Bone cave, TN

Warren | 2024 American Community Survey Data

Key Insights

  • 88.62% of housing units are owner-occupied — indicating a stable, established neighborhood with strong homeownership.

Quick Overview

Population
4,079
Unknown
Median Income
$55,985
Home Value
$182,500
Median Rent
$928
Median Age
53.10
Diversity Index
20.90
Low
Cost of Living
70.0
significantly below average
Unemployment
3.4%

About ZIP Code 38581

ZIP code 38581 in Bone Cave, Tennessee is a unknown area with a population of 4,079. The median household income is $55,985, which is This is 25% below the national median of $75,000.. The median home value is $182,500, representing a price-to-income ratio of 3.3x . The cost of living is significantly below average with an index of 70.0 (the national average is 100). Residents have a median age of 53.10 years. Approximately 15.0% of adults hold a bachelor's degree or higher. This ZIP code is located in Warren, TN.

Population & Age

Total Population
4,079
Median Age
53.10
Male Population
2,113
51.8%
Female Population
1,966
48.2%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
20.90 Low
White
92.5%
Black or African American
1.1%
Hispanic or Latino
4.2%
Asian
0.2%
Native American
0.0%
Pacific Islander
1.5%
Two or More Races
1.8%
Other Race
2.9%

Racial Composition

Income & Economy

Median Household Income
$55,985
Mean Household Income
$73,179
Per Capita Income
$33,078
Below Poverty Line
16.0%

This is 25% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$182,500
Median Rent
$928
Total Housing Units
2,018
Occupied Units
1,784
Vacant Units
234
11.6% vacancy
Median Year Built
1978
Owner Occupied
88.6%
Renter Occupied
11.4%
Price-to-Income Ratio 3.3x

Moderately affordable

Ownership vs Rental

Owner 88.6% Renter 11.4%

Education

High School Diploma or Higher 86.5%
Bachelor's Degree or Higher 15.0%
Graduate or Professional Degree 4.5%

Employment & Commuting

Civilian Labor Force
1,760
Employment Rate
96.7%
Unemployment Rate
3.4%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
73.3%
Carpool
12.0%
Public Transit
0.0%
Work from Home
12.5%

Cost of Living Index

70.0
significantly below average

The cost of living in ZIP code 38581 is 30.0% below the national average of 100.

0 National Avg (100) 200

Compare 38581 with:

Compare 38581 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Warren

ZIP Code City Population Median Income
37110 Plaza 34,296 $52,932
37357 Morrison 6,210 $59,268
37394 Viola 114 $48,523

Frequently Asked Questions about ZIP Code 38581

ZIP code 38581 (Bone cave, TN) has a total population of 4,079 according to the 2024 American Community Survey. The median age is 53.10 years.

The median household income in ZIP code 38581 is $55,985 per year, based on 2024 Census Bureau data. This is 25% below the national median of $75,000.

ZIP code 38581 is primarily located in Bone cave, Tennessee (TN). It falls within Warren County.

The median home value in ZIP code 38581 is $182,500, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $928.

The median age in ZIP code 38581 is 53.10 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 38581 has a cost of living index of 70.04 (national average = 100). This means the cost of living is significantly below average compared to the national average.

In ZIP code 38581, 15.00% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 4.47% hold a graduate or professional degree.

The unemployment rate in ZIP code 38581 is 3.35%, which is below the national average of 3.6%. About 12.52% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.