ZIP Code 32431 -- Cottondale, FL

Jackson | 2024 American Community Survey Data

Key Insights

  • With a price-to-income ratio of 2.5x, housing here is relatively affordable compared to the recommended 3-5x benchmark.

Quick Overview

Population
4,683
Unknown
Median Income
$55,293
Home Value
$136,200
Median Rent
$1,108
Median Age
44.40
Diversity Index
35.30
Low
Cost of Living
66.1
significantly below average
Unemployment
5.0%

About ZIP Code 32431

ZIP code 32431 in Cottondale, Florida is a unknown area with a population of 4,683. The median household income is $55,293, which is This is 26% below the national median of $75,000.. The median home value is $136,200, representing a price-to-income ratio of 2.5x . The cost of living is significantly below average with an index of 66.1 (the national average is 100). Residents have a median age of 44.40 years. Approximately 16.6% of adults hold a bachelor's degree or higher. This ZIP code is located in Jackson, FL.

Population & Age

Total Population
4,683
Median Age
44.40
Male Population
2,293
49.0%
Female Population
2,390
51.0%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
35.30 Low
White
79.4%
Black or African American
16.8%
Hispanic or Latino
1.1%
Asian
0.0%
Native American
0.0%
Pacific Islander
0.0%
Two or More Races
3.7%
Other Race
0.0%

Racial Composition

Income & Economy

Median Household Income
$55,293
Mean Household Income
$62,506
Per Capita Income
$25,101
Below Poverty Line
15.3%

This is 26% below the national median of $75,000.

Income Distribution

Housing

Median Home Value
$136,200
Median Rent
$1,108
Total Housing Units
2,288
Occupied Units
1,844
Vacant Units
444
19.4% vacancy
Median Year Built
1986
Owner Occupied
76.8%
Renter Occupied
23.2%
Price-to-Income Ratio 2.5x

Affordable housing market

Ownership vs Rental

Owner 76.8% Renter 23.2%

Education

High School Diploma or Higher 90.2%
Bachelor's Degree or Higher 16.6%
Graduate or Professional Degree 4.5%

Employment & Commuting

Civilian Labor Force
1,978
Employment Rate
95.0%
Unemployment Rate
5.0%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
72.5%
Carpool
13.7%
Public Transit
0.2%
Work from Home
10.7%

Cost of Living Index

66.1
significantly below average

The cost of living in ZIP code 32431 is 33.9% below the national average of 100.

0 National Avg (100) 200

Compare 32431 with:

Compare 32431 with Another ZIP Code

Nearby ZIP Codes

Other ZIP Codes in Jackson

ZIP Code City Population Median Income
32446 Marianna 10,910 $55,125
32448 Zcta 32448 8,549 $43,862
32440 Graceville 8,253 $59,246
32460 Sneads 5,472 $51,497
32442 Grand ridge 3,417 $45,500
32443 Greenwood 2,879 $47,663

Frequently Asked Questions about ZIP Code 32431

ZIP code 32431 (Cottondale, FL) has a total population of 4,683 according to the 2024 American Community Survey. The median age is 44.40 years.

The median household income in ZIP code 32431 is $55,293 per year, based on 2024 Census Bureau data. This is 26% below the national median of $75,000.

ZIP code 32431 is primarily located in Cottondale, Florida (FL). It falls within Jackson County.

The median home value in ZIP code 32431 is $136,200, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,108.

The median age in ZIP code 32431 is 44.40 years, compared to the national median of 38.9 years. This makes the area older than the national average.

ZIP code 32431 has a cost of living index of 66.12 (national average = 100). This means the cost of living is significantly below average compared to the national average.

In ZIP code 32431, 16.57% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 4.54% hold a graduate or professional degree.

The unemployment rate in ZIP code 32431 is 5.01%, which is above the national average of 3.6%. About 10.70% of workers work from home.

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.