ZIP Code 32405 -- Panama city, FL

Bay | 2024 American Community Survey Data

Quick Overview

Population
29,984
Unknown
Median Income
$73,373
Home Value
$279,900
Median Rent
$1,467
Median Age
36.20
Diversity Index
56.10
High
Cost of Living
108.9
above average
Unemployment
2.6%

About ZIP Code 32405

ZIP code 32405 in Panama City, Florida is a unknown area with a population of 29,984. The median household income is $73,373, which is This is 2% below the national median of $75,000.. The median home value is $279,900, representing a price-to-income ratio of 3.8x . The cost of living is above average with an index of 108.9 (the national average is 100). Residents have a median age of 36.20 years. Approximately 30.8% of adults hold a bachelor's degree or higher. This ZIP code is located in Bay, FL.

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Population & Age

Total Population
29,984
Median Age
36.20
Male Population
14,232
47.5%
Female Population
15,752
52.5%
Density Classification
Unknown

Age Distribution

Race & Ethnicity

Diversity Index
56.10 High
White
68.5%
Black or African American
16.4%
Hispanic or Latino
8.0%
Asian
1.9%
Native American
1.3%
Pacific Islander
0.0%
Two or More Races
9.3%
Other Race
2.7%

Racial Composition

Income & Economy

Median Household Income
$73,373
Mean Household Income
$94,902
Per Capita Income
$39,376
Below Poverty Line
16.7%

This is 2% below the national median of $75,000.

Income Distribution

See richest ZIP codes in Florida →

Housing

Median Home Value
$279,900
Median Rent
$1,467
Total Housing Units
13,711
Occupied Units
12,433
Vacant Units
1,278
9.3% vacancy
Median Year Built
1987
Owner Occupied
59.5%
Renter Occupied
40.5%
Price-to-Income Ratio 3.8x

Moderately affordable

Ownership vs Rental

Owner 59.5% Renter 40.5%

Education

High School Diploma or Higher 92.8%
Bachelor's Degree or Higher 30.8%
Graduate or Professional Degree 12.5%
See most educated ZIP codes →

Employment & Commuting

Civilian Labor Force
15,419
Employment Rate
97.4%
Unemployment Rate
2.6%
Mean Commute Time
N/A

How People Get to Work

Drive Alone
75.4%
Carpool
12.7%
Public Transit
0.2%
Work from Home
9.7%

Cost of Living Index

108.9
above average

The cost of living in ZIP code 32405 is 8.9% above the national average of 100.

0 National Avg (100) 200

Compare 32405 with:

33565
Plant City, FL
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33032
Princeton, FL
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32709
Christmas, FL
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32507
Pensacola, FL
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Compare 32405 with Another ZIP Code

Nearby ZIP Codes

32401
Panama city, FL
1.0 mi
Pop: 18,947 Income: $52,523
32413
Panama city beac, FL
2.9 mi
Pop: 15,453 Income: $80,039
32408
Panama city beac, FL
3.7 mi
Pop: 18,832 Income: $80,822
32409
Southport, FL
7.5 mi
Pop: 11,113 Income: $64,516
32403
Panama city, FL
8.5 mi
Pop: 447 Income: $118,594
32407
Panama city beac, FL
8.6 mi
Pop: 16,404 Income: $80,831
32404
Panama city, FL
9.7 mi
Pop: 42,514 Income: $74,708
32444
Lynn haven, FL
11.0 mi
Pop: 21,459 Income: $83,160
32466
Youngstown, FL
15.3 mi
Pop: 5,916 Income: $60,337
32461
Rosemary Bch, FL
16.7 mi
Pop: 3,757 Income: $145,706
32438
Fountain, FL
20.1 mi
Pop: 4,815 Income: $50,000
32437
Ebro, FL
20.9 mi
Pop: 424 Income: $46,477

Other ZIP Codes in Panama City

ZIP Code Population Median Income Home Value
32404 42,514 $74,708 $273,500
32401 18,947 $52,523 $230,500
32403 447 $118,594 N/A

Other ZIP Codes in Bay

ZIP Code City Population Median Income
32404 Panama city 42,514 $74,708
32444 Lynn haven 21,459 $83,160
32401 Panama city 18,947 $52,523
32408 Panama city beac 18,832 $80,822
32407 Panama city beac 16,404 $80,831
32413 Panama city beac 15,453 $80,039

Frequently Asked Questions about ZIP Code 32405

ZIP code 32405 (Panama city, FL) has a total population of 29,984 according to the 2024 American Community Survey. The median age is 36.20 years.

The median household income in ZIP code 32405 is $73,373 per year, based on 2024 Census Bureau data. This is 2% below the national median of $75,000.

ZIP code 32405 is primarily located in Panama city, Florida (FL). It falls within Bay County.

The median home value in ZIP code 32405 is $279,900, based on the 2024 American Community Survey 5-year estimates. The median monthly rent is $1,467.

The median age in ZIP code 32405 is 36.20 years, compared to the national median of 38.9 years. This makes the area younger than the national average.

ZIP code 32405 has a cost of living index of 108.88 (national average = 100). This means the cost of living is above average compared to the national average.

In ZIP code 32405, 30.81% of adults (25+) hold a bachelor's degree or higher, compared to the national average of 33.7%. 12.47% hold a graduate or professional degree.

The unemployment rate in ZIP code 32405 is 2.61%, which is below the national average of 3.6%. About 9.67% of workers work from home.

Explore More

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Data sourced from the 2024 American Community Survey (U.S. Census Bureau). Learn more about our data sources.